MedPay, The Auto Insurance Benefit that Shouldn’t Be a Secret

There is a secret that costs little yet can save your bank account and maybe some lives.

It’s called MedPay.

Think of your Auto Club Card for how valuable it is when you need a tow, a tire change, or a tank of gas.

Well Med Pay is just as valuable in terms of freeing you up from the high cost of medical care.

Let me step back for a minute.

My industry is personal injury.

Helping medical providers get paid from personal injury attorneys.

And there is an aspect of personal injury that EVERY consumer – you and I – need to know.

That’s the MedPay I mentioned earlier.

MedPay is commonly knowns as “medical expense coverage”.

It’s part of your automobile coverage.

You get in an auto accident, MedPay will cover your doctor bills up to your Med Pay limit.

Some of you are in MedPay states like I am in CA.

Even if you are in a PIP state, usually you can get MedPay coverage also. And you should

I personally have $100,000 in MedPay coverage.

That means if I’m in a car accident, I have up to $100,000 of coverage for my hospital and medical expenses.

Not just me … it covers family or friends in my car as well.

And you know what it cost me to go from $1,000 a year in MedPay to $100,000?

Only about $50 for the entire year.  That’s it.

$50 bucks more for $99,000 more as a medical expense safety net.

That’s fricken phenomenal.

Yet few know what MedPay is all about.

Even fewer realize how inexpensive it is.

Why don’t you know?

Because it’s a secret your auto insurer and auto agent don’t want to tell you.

That’s because it costs YOU so little and can cost the insurer a lot.

Don’t believe me?

My challenge to you this week is this:

Call YOUR insurance agent.
Ask what it would cost to increase your MedPay to the max.

Listen, and your jaw will drop on how cheap it is to get so much medical bill coverage.

Act. Up it.

And don’t stop there.

Tell your family, friends, and all those you know.

Get this secret out!  It’s an advantage we all need.

And I’ll see YOU at the next 2MMM!

Are You Treating Personal Injury Patients—or Looking to Start?

Discover proven strategies to streamline your processes, boost your profits, and grow your practice. Join our email list to stay ahead with expert insights, legal coordination tips, and real-world tactics that work.

P.S. We offer choices for all offices to improve processes, grow your PI segments, and to get paid far more. The choice is yours:

DONE-FOR-YOU: Consider outsourcing to PI Billing Pros (no real financial risk; a pro does it for you saving you time and stress)

DONE-WITH-A-PRO: Join the Business Advantage Coaching Membership (affordable; for better, faster & easier than pure DIY; staff trained too)

DO-IT-YOURSELF: Get the Book that is the main guide for PI for medical providers, and enroll in Negotiations Training  (inexpensive; requires the most time by self-implementing)

Featured Articles

This website is meant for general information and not legal advice.

The Roadmap to Personal Injury Success!

This book, authored by Michael Coates, Esq, titled Personal Injury Made Easy,  A Medical Provider’s Roadmap to Successfully Navigate the High-Profit Highway, is the most thorough work on the subject.

Negotiations Aikido

Learn the DISRUPTIVE method of medical bill negotiations during this 6-month, 12-session, interactive online training workshop. Perfect for providers and staff.

Join our Business Advantage Program

Running a medical practice is something they don’t teach you in school, especially when it comes to personal injury.  We provide coaching, training, mentoring, and on-demand education to help make your PI practice more profitable.

Let a PRO negotiate with YOUR law firm!

Having problems dealing with PI law firms? Personal Injury Billing Pros negotiates for you, recovering what your medical practice has earned & deserve.

PI Made Easy Insiders on Facebook

If you are a medical professional and involved in personal injury, join our PI Insiders Facebook group. A private group to ask questions and join discussions with other medical PI professionals and a few of our guest experts.

Recent Articles

A doctor and an attorney reach toward each other across a gap, symbolizing the balance between law firm ties and medical ethics.

How Close Is Too Close? Navigating Law Firm Relationships

The relationship between medical providers and law firms is crucial in the personal injury space. While patient and peer referrals are key, strategic law firm growth is also valuable. This post explores how to cultivate the right law firm relationships and address the ones that aren’t the best fit for your practice.

Read More »

AI Meets Medi-Legal: Get the Advantage on Law Firms

Are you a medical provider feeling the pressure of navigating the legal intricacies of personal injury cases? What if you could turn the tables and gain a strategic advantage? Artificial intelligence is offering unprecedented opportunities for the medical field. This post unveils what you need to know to harness AI and empower your practice against legal challenges.

Read More »
A man in scrubs holds a crown above his head, with the phrase “PT is WOW for PI” displayed prominently on the image.

Why PI for Pain Physicians

At its core, personal injury (PI) cases are about determining fair compensation for harm caused by another. The evidence side of PI focuses on support (or contradiction) of either liability or damages.

Read More »
A man in scrubs holds a crown above his head, with the phrase “PT is WOW for PI” displayed prominently on the image.

Why Physical Therapists Should Embrace Personal Injury

For many Doctors of Physical Therapy, the thought of treating personal injury (PI) patients brings hesitation—legal paperwork, delayed payments, and tough negotiations. But those who master the PI process don’t just survive—they thrive. Financially, professionally, and clinically, PI can be a game-changer. Far from being a hassle, it’s a powerful opportunity PTs are uniquely equipped to lead. Personal injury isn’t a niche to avoid—it’s where purpose meets profit.

Read More »
Are they an Analyst, Accommodator, or Assertive?

Knowing is a major factor in successful negotiations. Download the training tip “Knowing Your Law Firm Negotiation Counterpart,” one of the topics we cover in our Negotiations Aikido training workshop.